Buy Here Pay Here Near Me in Birmingham, Alabama
LR Auto Sales is a buy here pay here car lot located at 367 Valley Avenue, Birmingham, AL 35209, just off Green Springs Highway. We offer in-house financing and work with all credit types – including bad credit and no credit history. Whether you live in Homewood, Bessemer, Hueytown, Center Point, Alabaster, Pelham, Gardendale, Trussville, or Chelsea, our car lot is centrally located and easy to reach from anywhere in the Birmingham metro area.
At LR Auto Sales, we finance directly at the dealership. That means no banks, no third-party lenders, and no lengthy approval process. You work directly with us to find a reliable used vehicle that fits your budget, and we handle the financing on-site. Call us at 205-202-2997 or visit us today.
How Does Buy Here Pay Here Work?
A buy here pay here dealership is a car lot that handles both the vehicle sale and the financing in one place. Unlike traditional car dealers that send your application to a bank or credit union, a buy here pay here car lot like LR Auto Sales finances your vehicle directly. You buy the car here, and you make your payments here – it is that simple.
This means there is no waiting for bank approval, no third-party lenders, and no complicated paperwork. At LR Auto Sales, our approval process is based on your ability to make payments, not just your credit score. Whether you have bad credit, no credit, or have been through a bankruptcy, we work with you to find a vehicle and a payment plan that fits your situation.
Many of our customers in the Birmingham metro area choose buy here pay here because it is faster, simpler, and more personal than dealing with a bank. You work directly with our team at 367 Valley Avenue, and most customers drive off the lot the same day they are approved.
What Do You Need to Get Approved at a Buy Here Pay Here Dealer?
Getting approved at LR Auto Sales is simple and fast. Our buy here pay here program has straightforward requirements:
Valid Photo ID – A current, government-issued photo ID to verify your identity.
Proof of Income – Show that you have steady employment or a reliable source of income. We work with customers who get paid weekly, bi-weekly, or monthly.
Proof of Residence – Provide two forms of proof that you live in the Birmingham area.
Down Payment – A reasonable down payment based on the vehicle you choose. Down payment amounts vary and are determined during pre-approval.
Every vehicle at LR Auto Sales comes with a complimentary CarFax report so you can review the full history before you buy. Our bilingual sales team speaks both English and Spanish to serve the entire Birmingham community.
Why Choose LR Auto Sales as Your Buy Here Pay Here Dealer Near You?
LR Auto Sales has been serving the Birmingham metro community as a trusted buy here pay here car lot. If you are searching for buy here pay here car lots near me, we are one of the most established and highly-reviewed lots in the area. We are locally owned and operated, and our repeat customers are proof that we put people first. Many of our buyers have purchased multiple vehicles from us for themselves and their family members.
Conveniently Located in Birmingham
Our dealership is at 367 Valley Avenue, Birmingham, AL 35209, right off Green Springs Highway. We are minutes from downtown Birmingham and easily accessible from all surrounding communities:
Homewood – 5 minutes away via Green Springs Hwy
West End and Ensley – 7 minutes via Arkadelphia Road or I-20/59
Fairfield – 10 minutes via I-20/59
Hueytown – 12 minutes via Allison-Bonnett Memorial Dr
Center Point – 15 minutes via I-59 South
Bessemer – 15 minutes via I-20/59
Alabaster and Pelham – 20 minutes south on I-65
Gardendale and Trussville – 25 minutes north via I-65 or I-59
Chelsea – 30 minutes east via Highway 280
No matter which Birmingham neighborhood you call home, LR Auto Sales is one of the most convenient buy here pay here car lots near you. We proudly serve customers from across Jefferson County and Shelby County, including communities like the UAB area, downtown Birmingham, Southside, Norwood, Glen Iris, Highland Park, Forest Park, Midfield, Pleasant Grove, Irondale, Mountain Brook, Vestavia Hills, and Hoover. If you can get to Valley Avenue, we can get you into a vehicle.
Flexible Payment Plans
We understand that every customer has a different financial situation. LR Auto Sales offers flexible payment schedules including weekly, bi-weekly, and monthly options. Our in-house financing means we can work with you directly to find a plan that fits your budget.
DISCLAIMER
Although every reasonable effort has been made to ensure the accuracy of the information contained on this site, absolute accuracy cannot be guaranteed. This site, and all information and materials appearing on it, are presented to the user “as is” without warranty of any kind, either expressed or implied. All vehicles are subject to prior sale. Price does not include applicable tax, title, license, processing and/or documentation fees, and destination charges.
Frequently Asked Questions About Buy Here Pay Here
What is a buy here pay here dealership?
A buy here pay here dealership is a car dealer that provides in-house financing directly to the buyer. Instead of going through a bank or outside lender, you make your payments directly to the dealership. This makes it easier for people with bad credit, no credit, or past bankruptcies to purchase a vehicle.
Do I need good credit to buy a car at LR Auto Sales?
No. LR Auto Sales works with all credit situations through our buy here pay here program. Whether you have bad credit, no credit history, or have been through a bankruptcy, we can work with you. If you have a steady job, proof of income, a valid ID, proof of residence, and a down payment, we can help you get into a vehicle.
Where is the nearest buy here pay here dealer in Birmingham AL?
LR Auto Sales is located at 367 Valley Avenue, Birmingham, AL 35209, just off Green Springs Highway near Homewood. We serve customers from all across the Birmingham metro area including Bessemer, Hueytown, Center Point, Alabaster, Pelham, Gardendale, Trussville, Chelsea, and many other surrounding communities.
What do I need to bring to get approved?
Bring a valid photo ID, proof of income, two forms of proof of residence, and a down payment. Our approval process is fast and many customers drive off the lot the same day.
Can I make weekly payments on my car?
Yes. LR Auto Sales offers flexible payment schedules including weekly, bi-weekly, and monthly payment options. We work with you to find a payment plan that fits your budget.
How does buy here pay here work at LR Auto Sales?
At LR Auto Sales, the buy here pay here process is simple. You choose a vehicle from our lot, provide a valid photo ID, proof of income, proof of residence, and a down payment. We handle all financing in-house so there are no banks involved. Most customers complete the entire process and drive home the same day.
Are there buy here pay here car lots near me in the Birmingham area?
Yes. LR Auto Sales is a buy here pay here car lot located at 367 Valley Avenue in Birmingham, AL 35209. We are just off Green Springs Highway and serve customers from Homewood, Bessemer, Hueytown, Center Point, West End, Ensley, the UAB area, downtown Birmingham, Southside, Alabaster, Pelham, Gardendale, Trussville, Chelsea, and all surrounding communities in the Birmingham metro area.
Can I buy a car with bad credit or no credit in Birmingham?
Yes. LR Auto Sales specializes in working with customers who have no credit history, bad credit, or past bankruptcies. We work with all credit situations through our buy here pay here program. As long as you have proof of income, a valid ID, proof of residence, and a down payment, we can work with you to get approved for a vehicle.
Does LR Auto Sales serve Bessemer, Center Point, and West End?
Absolutely. LR Auto Sales is centrally located on Valley Avenue in Birmingham and serves customers from all across the metro area. Bessemer is about 15 minutes away, Center Point is about 15 minutes, and West End is about 7 minutes. We also serve Ensley, Fairfield, Homewood, Norwood, Glen Iris, Highland Park, Forest Park, Alabaster, Pelham, Gardendale, Trussville, and Chelsea.
